Simply Cargo is a cargo package policy covering all transportation exposures for manufacturers who ship goods in excess of $500,000 per year.

Coverages and Features include:
$1,000,000 automatic limits per ocean, air or inland conveyance
Inter-company movements
Exhibition and Demonstrations
Shipments in company-owned vehicles
Consequential loss (subject to policy limit)
Simplified risk assessment application
Broker quotation feature
Annual adjustments which dispense with monthly/quarterly paperwork
Airfreight replacement of damaged goods to expedite claims
Loss discovery extended beyond the initial delivery at premises
and more...
The Simply Cargo policy also reduces administrative burdens with its built-in MICS (Marine Insurance Certificate System) software which allows the customer to generate reports and monitor transit exposures.

Pre-Qualifiers:
Goods are containerized if shipped by sea
Goods are new
At least one international shipment (excluding to the US)
Two claims or less in 5 years
Less than $10 million in annual shipment values
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Simply Cargo Lite
For those low frequency shippers, Simply Cargo Lite provides the perfect solution of convenience, practicality and cost effectiveness.

No last minute scrambling to arrange a single shipment policy, combined with the benefits of an open policy.

Includes all of the critical coverage elements of Simply Cargo, plus many of the extensions and is simplified with:
FLAT annual premium paid once per year with no premium adjustment at year-end
Only have to report annual values shipped to determine the following year's deposit premium
Automatic limits of $500,000 any one ocean, air or inland conveyance
Export certificates provided to ensure the client can satisfy any letter of credit requirements
Option to move up to Simply Cargo (subject to a minimum premium charge)
Pre-Qualifiers:
Same as for Simply Cargo except maximum shipments per annum are $500,000.
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Motor Truck Cargo Legal Liability
Motor Truck Cargo Legal Liability covers Legal Liability and Errors & Omissions for loss or damage to cargo of third parties while it is under the care, custody and control of our Insured and/or the third party carriers they have hired.
Cover can be modified to reflect unique contractual agreements with clients (subject to underwriter review and approval)
Can form part of a package policy or operate on a stand alone basis
Includes:
Cover for consequential loss
Loading and unloading
Cover for the carrier's legal liability for loss or damage while the goods are in the possession of subcontractors (subject to policy terms and conditions)
Target Customers:
Local delivery
Regional carriers
Specialist carriers (excluding movers)
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The information on this website is intended for promotional purposes and is not an insurance policy. It is not an offer of insurance. It contains some information about coverage offered by Royal & SunAlliance but does not list all the conditions and exclusions which apply to described coverage. The actual wording of the policy and local law govern all situations. The products and coverage described may not be available in all jurisdictions, and are subject to change. Please speak with your broker who can provide details on the products and services best suited to your needs.