PACTE + A Terrific Program! 
Two conditions: pair your auto and home insurance policies and choose a 2-year policy (Liaison 2). You will obtain more coverages and better prices. 
Examples of benefits relative to Pacte +: 
No deductible to pay, up to $1 000 in the event of a hit-and-run or of a total loss of your vehicle  
Extended coverage which would allow you, for example, to cover the cost of renting a car if you have a responsible accident, or to pay additional living expenses if necessary (up to $2 000 with no daily limit, and additional expenses of up to $1 000)  
Coverage for the other designated drivers who live under your roof, when they drive a vehicle which is not listed on your policy  
Coverage which can reach $75 000 for a rented or borrowed vehicle  
Compensation in the event of a death which occurs up to 12 months following an auto accident (limit of $10 000 to $30 000)