Optimum Insurance Company insures a wide variety of business risks in every economic sector of our society. We pledge to provide our brokers with fast and thorough responses on any commercial submissions and inquiries. Our focus is on, but not limited to the following types of business:
Hospitality

Restaurants – Family and Fine Dining
Coffee and Donut Shops
Take Out Establishments
Building Owners Risks

Mixed Merchantile & Retail Properties
Residential Rental Properties
Office Buildings
Apartment Buildings
Wholesale and retail Commercial buildings
Builders Risk

Commercial Buildings
Residential Buildings
Retail

Variety/Convenience Stores
Grocery Stores
Clothing
Furniture and appliances
Barber and Beauty Shops
Dairies
Bakeries
Small Manufacturers/Service Shops

Small and mid-sized businesses
Woodworkers
Metal Workers & Machine Shops
Repair Garages
Printers
Appliance Repair
Salon and barber shop
Contractors

Landscapers
Carpenters
Building Maintenance/Janitorial
Renovation Contractors
Heating, Refrigeration, Plumbing and Electrical Contractors
Window, Door and Floor Installers
General Building Contractors
Specialties:

Jewellers (retail, wholesale or manufacturer)
Furrier (Bloc or customer belongings)