The Home Based Business endorsement covers property related to the profession of a self-employed worker whose residence is the place of business.Property is covered by the same protections offered under the GOLD, SILVER or BRONZE residential policy.

Coverage summary :

• Contents related to business activities :Books, tools, computers, software, merchandise, etc $5 000 to $25 000;
• Bank notes, precious metals, coins $1 500;
• Accounts receivable $5 000;
• Expenses incurred to restore valuable documents $5 000;
•  Business-related effects temporarily off the premises (including portable computers) 20% of insurance limit chosen;
• Business interruption and extra expenses incurred in maintaining activities $10 000;
• Auditor’s fees $2 500;
• Business liability – excluding professional liability Up to $2 000 000;
• Tenant’s Legal Liability Up to $2 000 000.