This product has been designed for your "valued" clients and offers amongst the broadest coverages available on the market place.

The major highlights are outlined hereafter :

• In the cas of an homeowner's policy, Guaranteed Replacement cost on building without the obligation of repairing or replacing;
• Replacement Cost on Personal Property without the obligation to replace;
• Single limit policy;
• Broad coverage for water damage for a limit equal to the limit for the Personal Property section of this policy;
• A global limit of $50 000 applies to jewellery, furs, numismatic and philatelic items with a limit on any one article of $6 000 for jewellery or furs, of $5 000 on philatelic property and $2 000 on numismatic property;
• Safety deposit coverage up to a limit of $20 000;
• Reward coverage up to a limit of $5 000;
• Tombstones covered up to a limit of $1 000;
• Priority handling and compassion in the cas of a loss;
• Personal Property of a parent confined to a nursing or retirement home up to a limit of $10 000.

This program is available for a Condominium Unit owner.